Rent that collects itself
on the 1st.
Your tenant enrolls once. Stripe charges their card or bank every month and pays you directly.
Three moves, then it runs itself.
Rent charges itself
Your tenant enrolls once. Stripe charges their card or bank on the day rent is due, every month, and emails you when it lands.
Tenants are never forced to use it
A tenant who would rather not pay Stripe’s processing fee can keep paying by e-Transfer, cash or cheque. You record it in AGM as a manual payment and the unit stays current.
Your portfolio arrives by CSV
Export from Buildium, AppFolio, DoorLoop, Yardi or a spreadsheet. Buildings, units and tenants come across in one pass.
Set up in about ten minutes.
Self-serve, start to finish. Nobody will call you.
- 1Create your workspace2 min
- 2Connect Stripe5 min
- 3Import your portfolio3 min
- 4Invite tenantsInstant
Who holds your money
AGM never touches your rent.
A fair question to ask of any company you just met. Here is the whole path, and it is one step shorter than you expect.
Your tenant's bank or card
Charged on the day rent is due, by Stripe, using credentials they saved with Stripe.
Stripe
Processes the payment as merchant of record on your behalf. Deducts its processing fee and AGM's platform fee.
Your Canadian bank account
Paid out on Stripe's normal schedule, roughly 2 business days. Straight to you.
AGM does not appear anywhere on that path.
AGM never holds rent
Stripe settles to your own connected account. We take a platform fee and nothing else. Your rent never sits in an AGM balance.
We never store bank details
Card and bank credentials go to Stripe directly and stay there. Neither you nor your tenant ever types them into an AGM screen.
The Stripe account is yours
You onboard through Stripe Connect Express under your own name and ID. If you leave AGM tomorrow, the account and its history stay with you.
Payout timing is Stripe's, not ours: about 2 business days once your account is active. You can watch every payment land in your own Stripe dashboard, which AGM links to from the payments screen. Start free.
Pricing
Two numbers, both of them small.
What AGM charges you, and what it costs to move the money. Most tools are clear about the first and quiet about the second.
Who pays the processing fee?
Your tenant does, on top of the rent, and you receive the full amount either way. On a $2,000 rent, here is every route the money can take.
A tenant who does not want to pay Stripe’s fee does not have to. They keep sending rent the way they send it today, by e-Transfer, cash or cheque, and you record it in AGM as a manual payment. The unit stays current and no fee is charged to anyone.
The tenant side
Three taps on their phone.
The question landlords ask us most is whether their tenant will go for it. Here is the whole flow they see.
Invite them
Click Invite on their unit and type their email. No app to download, no password to remember.
Saves a card, once
They tap the link and save a card or bank account with Stripe. They see the rent amount, the due date, and exactly what Stripe’s processing fee will be before they agree to anything.
Rent charges itself
Stripe charges them on the 1st. They get a receipt, you get an email saying it is paid. Nobody texts anybody.
Nobody is forced to use it
Stripe charges a processing fee on anything paid through the app. A tenant who would rather not pay it does not have to touch AGM at all: they keep sending rent by Interac e-Transfer, cash or cheque, exactly as they do today, and you record it as a manual payment. The unit stays current, with the same records and the same export at year end. Autopay is something the tenant switches on themselves, never something that happens to them.
“The email did the talking. Two tenants set up autopay that first week. I never had to make it awkward.”
Questions
The things landlords actually ask us.
What is AGM Management?
AGM Management (short for AshGlow Management) is a Canadian property management platform built for landlords with 1 to 200 units. It handles rent collection on autopay, tenant onboarding, CSV migration from Buildium / AppFolio / Yardi / DoorLoop, HST line-item handling, and payouts direct to your Canadian bank via Stripe Connect. Sign in at app.ashglowmanagements.com or start free. The first two units are on the house, forever.
Do I have to move all my tenants at once?
No, and you should not. Keep collecting rent however you do today, put one tenant on AGM, and watch a month go by. Your first two units are free forever, so a one-tenant trial costs nothing and there is nothing to unwind if you stop. Most of the risk people imagine here is migration risk, and this removes it.
What if I only have one unit?
The first two units are free forever. You will never pay a cent unless you grow past two. Same feature set as a 200-unit account.
What if my tenant refuses to enroll in autopay?
Then they do not use it, and nothing breaks. They can keep paying you by Interac e-Transfer, cash or cheque exactly as they do today, and you mark the payment as paid in AGM yourself: the unit stays current, the records match, and the year-end export still balances. They can also pay one-off by card or bank without enrolling. Autopay is worth offering because it is the one route where rent arrives without anyone having to remember it, but the tenant has to switch it on themselves and it is not cheaper: Stripe charges its processing fee on anything paid through the app, on top of the rent, and bank payments cost a fraction of card. Paying outside AGM is the only route with no processing fee at all.
What happens with my QuickBooks / accountant?
You get a CSV export of every transaction (rent, refund, fee, HST), timestamped and reconciled. Your accountant imports it the same way they already do with Stripe or QuickBooks Online. We do not lock you into our accounting UI.
Is my rent held by AGM?
No. Stripe settles to your own connected account and pays out to your Canadian bank. AGM never holds a dollar of your rent, and never stores your banking details or your tenant's. See the full money path above.
What about HST?
For Canadian organizations, HST is added as a separate line item on the tenant's receipt, remitted quarterly by you (or your accountant). US accounts do not see a tax line. The switch is automatic based on your Stripe Connect country.
How does this compare to Buildium or AppFolio?
Buildium starts around $58 / month before you manage anything; AppFolio has a $280 / month minimum. AGM has zero monthly minimum and per-unit pricing that only kicks in from your third unit. For an 8-unit landlord that is roughly $12 / month with AGM vs. $118 / month with Buildium. If you need enterprise features (owner portals, GL accounting), Buildium is still the better tool.
Is my tenant's data protected?
Yes. AGM is built on Google Cloud + Stripe with encryption at rest and in transit. Personal information is handled per PIPEDA (Canadian privacy law). We do not sell or share tenant data with third parties.
Keep e-transfer. Move one tenant.
You do not have to migrate anything. Put one tenant on autopay, collect the rest however you do now, and give it a month. Your first two units are free forever, so there is nothing to unwind if you walk away.